mardi 23 mai 2017

Health Care is Easy...

Seriously, I have figured it out. It took me a year in grad school, but if you want, I'll help you set up a 501(c)(3) that operates as a non-profit health care savings cooperative, for your hospital district.

The model I developed for my district requires enlistees to pay a marketplace average premium price for their particular demographic, for one year. This subscription price is intended to create a fund large enough to sustain catastrophic loss. Private insurance premium prices current include- care or claims, administrative overhead, legal services, taxes, advertising, as well as profit. Government services can do the same more efficiently, because it can eliminate some of these cost drivers.

If your board members are required to volunteer, you can eliminate ALL of those problems...

After paying one year's marketplace premiums, subscribers become full-members, who's monthly premium is based on the actual health care services and medications consumed by the group the previous year.

The present re-imbersement model hospitals deal with from Medicaid, Medicare, and private insurance sources is..."inconsistent"... Hospitals actually have to do a lot of outright guessing when it comes to setting their prices, because they get repaid for the same procedure, at a different rate, depending on who is paying for the services, NOT what care the patient actually receives... As a non-profit, your organization can serve a single hospital, and negotiate/offer to pay 100% of all actual services consumed, at not only their actual price...because the hospital itself can get a tax deduction at the end of the year for donations made to non-profits!

Within your bylaws, you should include another requirements for members like 2 yearly check-ups and annual physical. This is intended to accomplish two things- early detection & create data. The data is really important as a long term cost reducer, as the ability to predict who will arrive at the hospital is the single piece of criteria missing most often.

When government and the marketplace fails, people ban together to form social groups, and the tax code both allows and encourages these actions. If you want to pay the lowest premium cost, while helping your hospital better prepare to serve your needs, create a non-profit health care savings cooperative.

Anyone here a fan of Alexis de Tocqueville?

via International Skeptics Forum

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